> For the complete documentation index, see [llms.txt](https://onchaintrade.gitbook.io/ot/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://onchaintrade.gitbook.io/ot/spot-and-borrow/borrow/utilization-rate.md).

# Utilization Rate

<mark style="color:red;">In borrowing 'utilization rate' is calculated differently from perps.</mark>

Utilization Rate = Borrowed Amount / Supplied Amount

Example Scenario:  Liquidity provders deposited 100,000 ETH into ETH pool. Borrowers (direct borrowing or margin trading borrowing) borrowed 10,000 ETH, the utilization is 10%.